What are the main differences between an ARF and an annuity?
The key differences between an ARF and an annuity are flexibility and risk.
The key differences between an ARF and an annuity are flexibility and risk.
When you have worked hard to create a reasonable nest egg the last thing you want is to see it lose value in real terms because you are holding it in cash deposits of one form or another.
A key part of business owners’ strategic planning should be to look at options for extracting profits from their business to maximise their post-retirement income, tax efficiency, and succession planning options.
Company pension plans don’t have to be complicated but with ever-changing legislation, improved governance, and increased choices for employers sometimes the opposite can appear true.