Retirement Planning

Planning for retirement involves carefully balancing all key financial components. Reviewing and considering existing pension funds, state pension entitlement, outstanding debts, and other income and assets are crucial to achieving the retirement lifestyle you’ve always imagined. As retirement approaches, you’ll have multiple pension options to consider, which can be both complex and confusing. It’s wise

Every year, the Budget brings a mix of progress and frustration for Irish savers, investors and business owners. Budget 2026 was no different, delivering some small steps forward, but also many issues still left unaddressed. As your financial adviser, part of our job is to help you make the most of the rules that exist

We thought it might be useful to step back a little bit and review the value that we bring to our clients, in order to make sure we’re meeting your needs as much as we possibly can. We identified ways in which we enrich the lives of our clients and ended up with quite a

On Tuesday 1st October, the Minister for Finance, Jack Chambers, delivered his first budget speech and the last of the current government. In that speech, he announced a welcome change to all the thresholds relating to Capital Acquisitions Tax (CAT) and what can be received as a gift or inheritance tax free. Successive Irish governments have

The Fair Deal Scheme (also known as the Nursing Home Support Scheme) was introduced in 2009 to provide financial support for people that require long term care in a nursing home. The general rule is simple: the more assets and income you have, the more you will pay toward your care. The process consists of

Jack Chambers, Minister for Finance, announced a number of positive pension related changes this week. These changes follow the publication of a review of the Standard Fund Threshold (SFT). The key changes announced by Minister Chambers are outlined below. Standard Fund Threshold The maximum tax-efficient pension fund in Ireland, known as the Standard Fund Threshold

The key differences between an ARF and an annuity are flexibility and risk. An annuity converts the money in your retirement fund into a guaranteed taxable income payable for your lifetime, fixed on the date you buy the annuity. However, on death, there may be little or no return for your dependants. An ARF allows